Six calculators built around one recurring question: where did my paycheck go?
PaystubTools runs the paycheck, take-home pay, net pay, salary, overtime, tip and pay-raise calculators for the payday math people actually need: what a gross number becomes after federal tax and FICA, what an hourly wage is worth as a yearly salary, and how a raise or a tip split changes what lands in the bank.
Payroll math is not hard arithmetic, but it is layered: a flat FICA rate, a progressive federal bracket, a state rate that varies by where you live, all stacked on top of one gross number. Doing that by hand once is fine. Checking it every pay period, or before you accept a job offer, is where a calculator that shows its work earns its keep.
Chris Terry owns and runs PaystubTools through Encore Promotional Products, alongside the sibling calculator and reference sites linked in the footer. There is no anonymous "team" here: one person is accountable for what a calculator returns and for fixing it when a reader flags a problem. The authors page names who writes the guides on this site and what gets checked before a page publishes.
The Social Security and Medicare rates, the annual wage base, the standard deduction, and the federal tax brackets used across these tools all trace back to a specific IRS revenue procedure or Social Security Administration release, dated and linked on the editorial standards page. When one of those figures resets for a new tax year, every page that cites it gets reviewed before the old number is allowed to keep showing.
A calculator result on this site is a planning estimate built from a state rate you type in yourself, not your state's actual withholding schedule, your W-4 elections, local taxes, or the specific benefits your employer deducts. Two people with identical gross pay can land on different net pay because of those variables, which is exactly why we say estimate rather than paycheck. For the exact figure, your pay stub and your payroll department are the source of record; this site is what you check that figure against.
Display ads and a handful of affiliate links, Amazon Associates among them, cover the cost of keeping this free. Nobody pays us to change a rate, skip a citation, or feature a product; the same FICA math and the same bracket table apply whether or not you ever click an ad. The disclosure sits in the footer of every page rather than a submenu somewhere.