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Paycheck Calculator

Estimate your net pay after federal, FICA and state taxes.

Details

Results

Net per paycheck -
Take-home (annual) -
Federal income tax (yr) -
FICA (yr) -
State tax (yr) -

Estimates using federal brackets, FICA and your state rate. Not tax advice.

How it works

We subtract pre-tax deductions, apply the federal standard deduction and tax brackets for your filing status, add Social Security and Medicare (FICA), and apply your state rate. The result is divided by your pay frequency.

Estimate: this uses current federal brackets and a flat state rate you enter. Your real check depends on W-4 settings, local taxes and benefits.

Estimate by state

Get a take-home estimate that applies your state income tax, or pick from all 50 states.

Good to know

FAQs

How is my paycheck calculated?

Gross pay minus pre-tax deductions, federal income tax, FICA (Social Security + Medicare) and state tax.

What is FICA?

Social Security (6.2% up to the annual wage cap) and Medicare (1.45%, plus 0.9% above $200,000).

Why is my real check different?

W-4 allowances, local taxes, retirement and health benefits all affect withholding. This is an estimate.

Does this handle all states?

Enter your state’s effective rate. States with no income tax: use 0%.

Is this tax advice?

No - it’s an estimate for planning. Consult a tax professional for specifics.