Free paycheck and salary calculators. Estimate take-home pay after federal, FICA and state taxes, and convert hourly to annual in seconds. Find out exactly where your money went before it even reached you, which is somehow both genuinely useful and mildly upsetting.
See what actually lands in your bank account, after everyone else takes their cut.
Net pay after federal, FICA and state taxes.
Open calculator →Annual, monthly and biweekly pay after taxes.
Open calculator →Turn an hourly wage into real take-home pay.
Open calculator →Convert hourly, weekly, monthly and annual pay.
Open calculator →Tip, total and per person, with bill splitting.
Open calculator →New pay, dollar increase and percent increase.
Open calculator →Every tool uses current federal tax brackets, Social Security and Medicare rates, plus the state rate you enter, so your estimate is realistic, transparent, and only as painful as the real thing.
Each tool on this site runs the same three-part calculation. Federal income tax is estimated from the 2026 brackets and the $16,100 single and $32,200 married standard deductions published in IRS Rev. Proc. 2025-32, folded into an effective-rate table so the result tracks what a single filer would actually owe instead of quoting a scary marginal bracket. FICA is computed exactly rather than estimated: 6.2 percent Social Security on wages up to the $184,500 base set in the Social Security Administration's 2026 COLA figures, 1.45 percent Medicare on everything, and the extra 0.9 percent Medicare surtax past $200,000. The state line depends on the page. The Georgia, Michigan and Arizona calculators apply those states' flat rates of 4.99, 4.25 and 2.5 percent; the Texas and Washington pages charge nothing, because those states tax no wages; the Washington page then adds the WA Cares and Paid Family and Medical Leave premiums that really do come out of a Washington check. The generic calculators accept whatever state rate you type. If you want to see how an employer would run the same numbers by hand, the official method lives in IRS Publication 15-T.
Everything executes in your browser. Nothing you type is transmitted, stored, or visible to us. That is a privacy point, but it is also why results appear the instant you change a field.
PaystubTools is published by Encore Editorial and written by Jessica Martinez, a contributing writer covering business and finance. When the IRS, the SSA or a state revenue department publishes a new figure, the affected pages get rechecked and the update date on each page changes. The editorial standards page spells out how corrections work, and the contact page is the place to flag an error. No page here is generated on the fly; each one is a hand-built HTML file with its own numbers, checked against the source documents named on it.
The 2026 take-home pay dataset lists the exact IRS Rev. Proc. and SSA fact sheet behind the $184,500 wage base and the $16,100/$32,200 standard deduction, with a downloadable CSV, so you can check our arithmetic instead of taking it on faith.
Guides like how much federal tax is withheld and what FICA is show the math by hand, step by step, so you can follow along with your own pay stub instead of trusting a black box.
Every rate and bracket on this site is checked by a named person before it publishes. See who and how on the authors page.