Estimates using federal brackets, FICA and your state rate. Not tax advice.
Minnesota taxes wages on a graduated schedule with four brackets for 2026. Rates start at 5.35 percent and rise to a top marginal rate of 9.85 percent. The top rate is among the highest in the country and applies to the highest bracket, while workers at moderate income levels pay at the lower end of the scale. The 6.8 percent figure used as the default in the calculator is a reasonable effective rate estimate for a typical full-time worker earning around the median wage.
On a $65,000 salary, Minnesota state income tax is about $4,420 per year, using 6.8 percent as an effective rate estimate. The actual withholding depends on how your income falls across the four brackets and what Minnesota standard deduction and personal exemptions apply to your filing situation. Single filers at $65,000 will see income taxed across more than one bracket, with the portion in higher brackets contributing more to the total.
Minnesota does not impose local income taxes at the city or county level, so Minneapolis and St. Paul residents pay the same graduated state rates as all other Minnesota workers with no municipal income tax add-on. The calculator covers federal brackets, FICA, and the Minnesota rate, which is defaulted to 6.8 percent and adjustable to match your withholding. Results are estimates, not tax advice.
Compare take-home pay across pay types and periods, or check another state.
Minnesota has four brackets: 5.35 percent, 6.80 percent, 7.85 percent, and 9.85 percent. The rate that applies to each portion of your income depends on your taxable income and filing status.
Using 6.8 percent as an effective rate for this income range, the estimate is about $4,420 per year. The exact amount depends on how your income is split across the lower brackets and the size of your standard deduction.
No. Minnesota cities and counties do not levy a separate local income tax on wages, so all Minnesota residents pay only the statewide graduated rate with no city-level add-on.